KTON vs Hipo (hGRAM): APY, Fees and Exits Compared

Code and keys, measured

Every pool can change its parameters, and most can change their code. What differs is how often they have, who holds the keys, and whether one key can act alone: a role held by a single key can, for example, pause deposits or change the interest rate without anyone else signing.

Protocol	Code changes since deployment	Multisig control	Roles held by a single key	Upgrade delay	If a validator loses money
KTONDeployed Mar 21, 2025	0	3-of-4 multisig: sudoer, governor, interest manager, halter, approver	None	48 hThe upgrade role is switched off. Turning it back on is visible on-chain and starts this wait.	Shared by all holders through the exchange rate
TonstakersDeployed Aug 14, 2023	0+ 1 upgrade(s) that changed only stored data	2-of-3 multisig: sudoer2-of-3 multisig: governor	interest manager, approver, halter	None: the code can be changed at once	Shared by all holders through the exchange rate
StakeeDeployed Oct 31, 2023	0+ 3 upgrade(s) that changed only stored data	3-of-4 multisig: sudoer, governor	interest manager, halter, approver	None: the code can be changed at once	Shared by all holders through the exchange rate
HipoDeployed Mar 17, 2024	29	2-of-3 multisig: governor	halter	None: the code can be changed at once	Recorded as a deficit; the rate is not lowered, so holders who redeem first are paid in full
bemoDeployed Jun 9, 2023	1	3-of-5 multisig: admin	None found among the roles we could read	≈180 hRead from bytecode, not matched to a source build	Not confirmed from the deployed code

Read from each contract on Oct 23, 2026: the full transaction history for code changes, role addresses from the pool getters classified by wallet type and multisig threshold, and loss handling from the contract source. TON Center data only. Upgrade delay is the shortest wait between the first on-chain sign of a code change and the change taking effect.

On this page

1Side by side
2Where they differ
3What the fee changes
4Which one to choose
5Frequently asked questions

Side by side

Read from both contracts with the same method · Oct 26, 2026
	KTON	Hipo
Staked	1.9M Gram	9.9M Gram
Market share	1.1%	5.5%
30-day APY	13.61%	17.11%
90-day APY	13.30%	17.07%
Fee	16% (on-chain)	0% (per docs)
exchange rate	1.0830	1.1893
26 weeks

Stake with KTON How KTON works

Where they differ

KTON’s fee read from its contract; Hipo’s terms from its documentation.
	KTON	Hipo
Token	KTON	hGRAM (formerly hTON)
Fee	16% of rewards (on-chain)	0% (per Hipo’s docs, can change)
Getting Gram back	Now from the pool’s spare Gram (0.2%), otherwise end of the round (up to ~36 h)	A withdrawal cooldown or an instant unstake (per docs)
Trading	Wallet-first	Listed on DeDust and STON.fi
Pool size	1.9M Gram	9.9M Gram

What the fee changes

With no fee, more of each round’s reward reaches holders: over 30 days Hipo paid 17.1% and KTON 13.6%; over 90 days, 17.1% and 13.3%. Most of that gap is the fee; the rest comes from how each pool is run round to round.

KTON’s fee pays for the audit, monitoring and the team that runs it. A protocol that charges nothing today can introduce a fee later, so check Hipo’s current policy before a large deposit.

Which one to choose

Choose Hipo if yield is your first criterion and you are comfortable with its fee policy, or you want a staking token you can trade on DEXs.
Choose KTON if a public TonBit audit, open-source contracts, a team running TON staking since 2021 and a Telegram Mini App are worth a 16% fee to you. How KTON works.

Frequently asked questions

Why is Hipo’s APY higher than KTON’s?

Mostly the fee. Both stake with the same validators; Hipo’s docs state a 0% protocol fee while KTON takes 16% of rewards. Over 30 days that showed up as 17.1% versus 13.6%.

Is hGRAM the same as hTON?

Yes. Hipo’s token was renamed hGRAM after Toncoin became Gram in June 2026. The contract and your balance did not change.

Can I hold both?

Yes. Many holders split a large balance across two audited protocols to spread smart-contract risk.